Hey y'all, so I’m in health insurance (I know), and we were talking about using social media to expand our clientele this morning (I KNOWWWWWW), and I will absolutely not be doing that over tumblr.com BUT! I DO think it makes sense to remind you all that:
1. OPEN ENROLLMENT BEGINS IN 2 WEEKS
2. OPEN ENROLLMENT WILL ONLY BE HALF AS LONG THIS YEAR
3. THE DEADLINE FOR OPEN ENROLLMENT IS DECEMBER 15TH THIS YEAR
4. INCREASED SCRUTINY MEANS IT WILL BE HARD TO SNEAK ON AFTER OE ENDS, FROM NOW ON
5. IF YOU MAKE UNDER $20,000 A YEAR IT IS WORTH APPLYING TO SEE IF YOU CAN GET MEDICAID!
and lastly:
6. NEVER EVER EVER EVERWORK WITH AN AGENT WHO WON’T SHOW YOU THEIR LICENSE!!!!*
*Jesus Christ the sheer amount of, not even fraud, but grift, completely legal ways to screw other people over, it makes my teeth hurt! Some names to watch out for (but not the only ones): Golden Rule, Manhattan Life, Philadelphia Life, First Health. Freedom life has 2 great plans and 1 Not Great plan, and if you’re looking at them, PLEASE call me directly and I’ll tell you which it is.
If you want a free consultation I am happy to do that but you are gonna have to schedule a phone call with me. DM’s and ask box are open
Also with the government shut-down and previous years’ shenanigans with the website, PLEASE don’t wait until the last minute to get started.
If you get insurance through your employer, double-check your employer’s open enrollment deadline! (Mine closes tomorrow (Oct 20, 2025))
If I get insurance through my employer, do I have to go through them in order to apply for ACA care, or can I apply by myself?? Is that the only way to get thru open enrollment?
Your options are by STATE! If you have moved states since you last checked, you have an entirely new pool of options.
Every insurance company offering ACA coverage has their plans separated by state and the risk pools are based ONLY in that state. That means there may be options that appeal to your state’s specific health trends.
Cost is always king, but keep in mind stability is a big indicator of a strong plan. That means middle of the road cost in general, but a long term successful plan means they have circled back to a large network that is underpinned by years of cost reduction measures (like process improvement, better targeted care for that state, yearly plan growth, etc).
The ACA is a long game for everyone involved, and this is the main reason folks working within the ACA machine are buckled down and closing care gaps where reach allows and bolstering processes in anticipation of a future rush of enrollees in future years. The name of the game is “resilience” and the ACA is ALWAYS ALWAYS ALWAYS strongest when people use it!!!
The eligibility changes are tragic and there was a sickening shudder through the entire industry when they were introduced. We are losing the most vulnerable people the ACA exists to serve. The changes have been described as “the cruelty being the point”. It is horrendous. It is a ham fisted mockery of the monumental paradigm shift the ACA brought to the USA. The ACA is proof that healthcare belongs to everyone and healthcare becomes better when everyone uses it. Chronically ill, healthy, truly everyone’s participation is what rockets the ACA to greater reach to more people. Insurance companies are federally required to invest a minimum of 80% revenue back into the plan benefits or directly into the pockets of customers. The growth is the point!
Preventative care, cancer treatment, pregnancy, ART, diabetic management, asthma/COPD care, there is SO much these plans have enshrined to serve you. Please, explore your options!
You can find out your eligibility and options at healthcare.gov. (note: your state may have its own marketplace site. You will be redirected from healthcare.gov once you select your state)
“if we can’t remove people from a space based on sex or gender, how do we make sure people in the group stay safe from assholes?” if you can have an enforceable “no men” rule in a queer space you could probably have an enforceable “no assholes” rule instead. it’s pretty easy actually. it’s actually easier to tell if someone is an asshole based on their actions than their gender, in my experience.
You’re going down punk, just you FUCKNG WAIT!! You will learn that this fandom is far worse than you will ever want to know. We may seem soft and shy, but we’re just being NICE! We can be cold, cruel, mean, and make you suffer and wish you had never said what you said. We can send you into the farthest most empty reaches of the galaxy, summon demons to our disposal to make you suffer, and make you feel the feelings that we experience, and don’t fucking think for a single goddamn second that’s easy! The amount of emotions that would boil inside of you would literally kill you. So keep your motherfucking distance and we won’t hurt you, so stay the hell back, asshole. If you so much as insult us one more time, we will bring firey hell upon you and bitch slap you into oblivion. Your move, dildo.
We know how to kill a human and hide the evidence. Your body will never be found, and that is a promise.
You do realize a majority of the fandom are 20 somethings right? or at least in college. We can find you, kill you, and make it look like you killed yourself. Don’t try us :)
Shut up. We can exorcise a demon from you faster than Dean and Sam, believe me you need it. We can toss you into a supernova, never to be seen again, or banish you to the end of the universe where you would explode to create a new one. We can murder you and destroy all evidence of you ever existing. Basically- D-O-N-T-C-R-O-S-S-U-S
This is like finding a lost family heirloom you’ve been hearing about
A lot of people genuinely believe that permanent disability isn’t a thing that happens to good people who work hard and make responsible choices. A lot of people genuinely think that we get the life we work for and deserve. And this is definitely part of the explanation for why ableism is so prevalent
I am over 27. I keep not updating my age. who the hell knows what is going on here anymore. she/her/hers
